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Guide to Medicare Plan A

In this article we will be discussing the coverage of Medicare Plan A which includes health care, hospice care, and hospital stays with the classification as inpatient. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. Any one being given health care will naturally incur costs for the service, and Medicare is there for them to be able to shoulder the costs of health care for these qualified individuals. In Medicare Part A which is part of the original Medicare package, you receive insurance coverage for your health needs and this includes health home services, nursing home facilities, hospice, inpatient hospital stay, and none medical care institutions belonging to religious groups.

Here are the requirements to qualify for insurance coverage from Medicare Part A. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.

If you are paying Medicare taxes at work, then you don’t pay Medicare Part A premium. You also don’t pay Medicare Part A premiums if your wife’s salary is paying for Medicare taxes. If you are over 65 and you qualify by meeting certain requirements of citizenship, they you may also take advantage of Medicare Part A for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. There is a monthly premium for Medicare part A and when you purchase this you are also required to purchase Part B.

On your 65th birthday, on the first day of that month, your Medicare coverage will automatically begin, as long as you are collecting social security or benefits from the Railroad Retirement Board. 3 months before your 65th birthday, you can expect your Medicare card to be delivered through the mail.

If you are a disabled person under 65 and have been receiving social security disability benefits or RRB benefits for 2 years, then you become eligible for Medicare Part A. You Medicare card will be mailed to you on the first month of the third year. The moment they start receiving social security disability benefits, individual who suffer from Amyotrophic Later Sclerosis gets immediately eligible for Medicare Part A.

If you are eligible for Medicare Part A but you don’t receive RRB benefits if you were a railroad employee or you have social security benefits, then you should enroll for it. 3 months prior to your 65th birthday, you should find out how to enroll from the social security office.

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